Remove Primary Account From Paytm

• Multiple accounts may be linked with a phone number, so you need to remove one or two account. So, we have discussed step by step to delete/remove bank accounts from PhonePe. Therefore, go through the complete post to know in details.
• Its deep reach that permeates even many villages and other rural areas makes it almost impossible to discard at the drop of the hat.But as we mentioned above, luckily we don’t need to remove the Paytm app from our phones or stop using the platform altogether from this moment on.

Essentially the new number should be updated in the following places for sure before closing the primary number: Aadhar Card account; Pan Card account; All the banks for which you have accounts, credit cards, etc. All the wallets you use e.g. Amazon Pay, Google Pay, PayTM etc.

Paytm is an E-wallet that is widely used all over India for electronic payments. Integrating your bank account with Paytm helps in instant UPI money transfers. While this mode of payments saves time and effort, it may not be that safe.

In the article, we will see how to remove Bank account from Paytm. The steps mentioned below will work for both Android and iOS device.

Paytm provides a feature where you can link your Bank account to Paytm account. You can securely check your account balance or transfer money to your friends and family via your Bank account using Paytm.

As there are lesser layers of security when compared to using the banking App, there is a bit of risk in adding your Bank account to Paytm. Also, there is a high possibility that the person hacks into Paytm and misuse the app for his benefits.

With all the security in place, no one can guarantee that theft will not happen. So if you are still looking for how to remove your bank account from Paytm, then continue reading.

Paytm now does claim that they have launched an App password feature, which will ensure that the money in your Paytm wallet is safe even if you lose or misplace your phone. Paytm also is PCI DSS compliant, which means that it is highly secure, and it does not store customer sensitive information.

How to Remove Bank Account from Paytm Easily

The Paytm app is available for both iOS and Android devices on the iOS App Store and Google Play Store, respectively.

Your bank account will add under the UPI section of Paytm. While the UPI mode of payment is secure, it also comes with its fair share of problems. By deleting your bank account, you will also deregister your UPI profile from Paytm.

Before we move on to the steps, there is one point to be noted. If you have two bank accounts linked to Paytm, you will be able to delete one of those two. If there is only one bank account linked and you try to delete it, you will get an error message like “Primary Bank Account for UPI ID cannot be deleted.” If you get this alert, as shown in the screenshot below, you will have to deregister your UPI profile to delete the bank account.

Let’s take a look at How to Remove Bank Account from Paytm on iOS or Android devices via two different methods.

The steps to remove your primary bank account from Paytm will be the same irrespective of whether you use an Android or iOS device. The below steps will guide you through the process.

Steps to remove Bank account from Paytm App – Method 1

Follow below steps on How to Remove Bank Account from Paytm:

• Log in to the Paytm application on your iOS device.
• Tap on UPI Money Transfer that appears on the top of the page.

• Tap on the settings icon at the top of the page.

• The Money Transfer Setting page will open up, Under “Default bank account to receive or send money” you will see a list of linked bank accounts. The page will appear similar to the screenshot below.

• Select the account that you want to delete. Tap on Remove Account.

• You will see a pop-up to confirm if you want to delete this bank account. Tap on Confirm.

If you get an alert, “Primary Bank Account for UPI ID cannot be deleted.” Tap on the three dots at the top of the page, then Tap on Deregister UPI Profile. After you deregister the profile, you will be able to delete the bank account.

Steps to remove Bank account from Paytm App – Method 2

• Log in to the Paytm application on your iOS device.
• Tap on the profile icon at the top left corner of the app.

• Tap on settings.

• Tap on Manage cards and bank accounts for making payments.

• Tap on the account that you want to remove.

Paytm Registration New Account

• Tap on Remove Account.

In Conclusion

I hope you got the right guide on how to remove a bank account from Paytm. If you are stuck in any of the steps, leave a comment in the section below, we will help you.

Note that removing or unlinking your bank account from the Paytm application will also remove the UPI payment methods. You will no longer be able to make UPI payments.

How To Remove Primary Bank Account From Paytm

If you still have issues while removing your Bank Account from Paytm you can contact Paytm Customer Support for further related queries.

We cannot say if the decision to remove the bank account from Paytm is the right decision or not. It’s more of a personal preference. Some people prefer to keep their accounts not linked to anywhere to maintain security and avoid threats. Whatever you’re decision is, it’s the right one for you.

Thanks for reading.

Paytm Payments Bank has added a brand new feature that analyses ‘rogue’ apps on user devices that may trigger fraudulent transactions and advises users to uninstall them. The move is a step towards fighting against the online fraudsters who are damaging the Indian digital payments ecosystem.

PPB is also leveraging artificial intelligence to detect and block suspicious transactions.

“The AI has been specifically designed keeping in mind the patterns of the various scams being run by fraudsters and is, therefore, able to combat most attacks on user accounts in real-time. The feedback on the new security features has been overwhelmingly positive,” Paytm said.

Remove Primary Account From Paytm Recharge

With its dedicated fraud detection & prevention team of over 200 cybersecurity experts and industry stalwarts, the bank is focusing on ensuring round the clock security of every user transaction. The teams are working closely with all state and central police forces and cyber-cells, and also the telecom companies to detect, prevent and report fraudulent transactions for immediate action.

Satish Gupta, MD & CEO of Paytm Payments Bank said, “This security feature will scan the apps installed on the user device and will pop-up a security alert whenever a dangerous app is found that may put the users’ accounts at risk. No transactions will be possible until the user uninstalls that fraudulent app.”

The bank has started testing the feature that has already made some defraud attempts futile.

PPBL customer care centre also helps victims of online frauds to reach out to police, cyber cells and also other banks to try and recover the lost money.

“We will continue to spread awareness about scams and educate our users on ways to protect themselves from such scenarios,” said Gupta.

The payments bank hopes to work more extensively with telcos and banks to launch joint security features to safeguard users. This can stop fraudsters from sending spam messages and duping customers on call.

It also plans to launch more security features for user protection.

How To Remove Primary Linked Bank Account From Paytm

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